Fractional Risk Consulting

Director of Risk, on retainer.

For freight brokerages with $50–200M in revenue who need a Director of Risk but can't justify a $180,000 hire. Twelve years of front-line freight experience, deployed part-time.

Quick answer

What does a fractional risk consultant do for a freight brokerage?

A fractional Director of Risk provides carrier vetting audits, freight fraud protocol design, and on-call incident response without a full-time hire. Engagements run 10–20 hours per month with no exclusivity. Gold Bird Group's fractional consulting is built on 12 years of freight industry operations — truck driver, broker, and security consultant — not generic advisory work.

The problem

You have ops, sales, accounting. You don't have a risk director.

Your brokerage moves $50–200 million in freight a year. Carrier vetting is reactive — you check SaferWatch after something goes wrong. Double-brokering exposure is unknown until a customer complains. Insurance verification happens at onboarding, not at dispatch. Fraud patterns that a dedicated risk person would catch in week one go unnoticed for months.

You know you need this function. A full-time Director of Risk costs $120,000–$180,000 plus benefits. You can't justify the headcount. So the gap stays open — until it costs you a load, a shipper, or a lawsuit.

What you get

The Director of Risk function — without the headcount.

Carrier vetting quick-start review + priority fixesMonth 1 (one-time)
Active carrier portfolio risk reviewMonthly
Double-brokering exposure scanMonthly
Insurance verification checklist + process setupMonth 1 (one-time)
Incident response protocol (starter template)Month 1 (one-time)
Fraud pattern briefingMonthly
On-call for active incidentsAs needed

What this replaces: the $150,000-a-year hire you can't make yet, and the "I'll deal with it when it happens" approach that costs more.

Pricing

Three tiers. Three-month minimum.

Pick the tier that matches your exposure. Cancel with thirty days' notice. 1099 only — no non-compete, no exclusivity, no IP assignment.

Foundation

Quick-start setup + monthly review

Starting at $3,000/ month

10 hrs / month

  • Carrier vetting quick-start review + priority fixes (Month 1)
  • Active carrier portfolio risk review (monthly)
  • Insurance verification checklist + process setup (Month 1)
  • Incident response protocol — starter template (Month 1)
  • Monthly fraud pattern briefing
  • On-call for active incidents (best-effort response)
Book a fit call
Most clients

Standard

Active risk management + incident response

Starting at $6,000/ month

20 hrs / month

  • Everything in Foundation
  • Double-brokering exposure scan (monthly)
  • Staff training on fraud red flags (quarterly)
  • Emerging fraud-tech briefing (quarterly) — what's real, what's vendor hype, what's worth piloting
  • Documented incident response with after-action report
  • Bi-weekly check-in calls
  • Same-business-day response on active incidents
Book a fit call

Embedded

Dedicated fractional Director of Risk

Starting at $8,000/ month

40 hrs / month

  • Everything in Standard
  • Embedded in your operation as fractional Director of Risk
  • Carrier vetting overhaul and ongoing curation
  • Custom fraud playbook for your specific lanes and shippers
  • HVHR (High-Value High-Risk) commodities program — carrier qualification, insurance requirements, security protocols
  • Direct involvement in claim recovery and litigation support
  • Law enforcement liaison on active cargo theft incidents — documentation, evidence handoff, recovery coordination
  • Real-time response on active incidents
Book a fit call

Three-month minimum on every tier. No long-term lock-in. Thirty days' notice to cancel.

* Onboarding fees apply.

Why me

Freight from every angle — the dock, the dispatch floor, and the data.

  • Operator across the freight stack — driver, broker, ops manager, warehouse manager, security consultant

  • Built D74 Technologies' carrier verification and fraud-scoring infrastructure — FMCSA verification pipeline, OSINT carrier intelligence, behavioral analysis engines

  • Member, TIA Fraud Vendor Advisory Committee

  • SAM.gov registered. D74 Technologies briefed USTRANSCOM on supply chain trust intelligence.

Methodology. The fractional engagement applies our Zero Trust Freight Security Framework, adapted from FEMA 426 (Reference Manual to Mitigate Potential Terrorist Attacks Against Buildings) and tuned to the freight chain. Carrier vetting audits, fraud protocols, and incident response sit inside that methodology, not on top of it.

This engagement is judgment, not delivery. Vetting, audits, briefings, on-call response. If you decide to build custom automation off what we surface — carrier check-call workflows, document validation, dispatch alert routing, fraud-detection triggers — Gold Bird's AI automation service builds those as a separate engagement. The advisor recommends; the build team delivers.

One call. Then you decide.

We'll go through your carrier count, claim history, and current vetting process. By the end of the call you'll know whether this is a fit. No pitch deck, no pressure.

Book a call